Compare Title Insurance Policies

Benefits of Standard v. Enhanced Owner Policies

Please read about the benefits of having an Owners Title Insurance Policy.

Buyer’s Risk v. Coverage ()

	Buyer Has No Attorney and No Policy	Buyer has Own Attorney with Title Opinion	Standard Owner Title Policy	Enhanced Owners Title Policy
Matters Found in Title Search	Buyer’s Risk
Matters Predating Title Search	Buyer’s Risk	Buyer’s Risk
Attorney’s Fault Irrelevant	Buyer’s Risk	Buyer’s Risk
Matters Not Found in Search of Public Records—Hidden defects in Title	Buyer’s Risk	Buyer’s Risk
Hidden Defects (Standard Owner’s Policy)	Buyer’s Risk	Buyer’s Risk
Forged Documents	Buyer’s Risk	Buyer’s Risk
Incapacity of Grantors	Buyer’s Risk	Buyer’s Risk
Missing Heirs	Buyer’s Risk	Buyer’s Risk
Mis-Indexed Documents	Buyer’s Risk	Buyer’s Risk
Mistakes in Recording	Buyer’s Risk	Buyer’s Risk
Additional Enhanced Coverage	Buyer’s Risk	Buyer’s Risk	Buyer’s Risk
Post-Policy Forgeries	Buyer’s Risk	Buyer’s Risk	Buyer’s Risk
Post-Policy Encroachments	Buyer’s Risk	Buyer’s Risk	Buyer’s Risk
Enhanced Pedestrian and Vehicular Access	Buyer’s Risk	Buyer’s Risk	Buyer’s Risk
Prior Building Permit Violations	Buyer’s Risk	Buyer’s Risk	Buyer’s Risk
Certain Zoning Violations	Buyer’s Risk	Buyer’s Risk	Buyer’s Risk
Restrictive Covenants Violations	Buyer’s Risk	Buyer’s Risk	Buyer’s Risk