Buyer's Risk v. Coverage ()
Buyer Has No Attorney and No Policy
Buyer has Own Attorney with Title Opinion
Standard Owner Title Policy
Enhanced Owners Title Policy
Matters Found in Title Search
Buyer's Risk
Matters Predating Title Search
Attorney’s Fault Irrelevant
Matters Not Found in Search of Public Records—Hidden defects in Title
Hidden Defects (Standard Owner’s Policy)
Forged Documents
Incapacity of Grantors
Missing Heirs
Mis-Indexed Documents
Mistakes in Recording
Additional Enhanced Coverage
Post-Policy Forgeries
Post-Policy Encroachments
Enhanced Pedestrian and Vehicular Access
Prior Building Permit Violations
Certain Zoning Violations
Restrictive Covenants Violations
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